知道可以用 EPF 里的 Account I 來投資基金 很久了﹐
可是就是從來沒有想過要這麼做。
這次回怡保﹐
老公的姐姐就問我要不要﹖
我就說好啊﹐反正錢都放在不能拿出來。
現在可以拿一些出來投資﹐
賺到就放回去﹐沒賺就放著等。
剛剛看了 EPF Statement﹐
算來算去﹐
原來我可以拿來投資的錢比我想像中少。
不過也好﹐至少有什麼風險﹐
也只是虧一點點錢而已 。。。
以下供大家參考 。。。
Are You Eligible?
You are eligible if:
a) Your balance in Account 1 is not less than RM55,000
b) You are below 55 years old
c) You have not withdrawn from your Account 1 in the last three (3) months from the date of your last transaction.
d) The minimum eligible amount is RM1,000.00 and the maximum amount is 20% of the savings amount that exceed RM50,000.00 in Account 1.
Example:
Total Savings in Account 1 |
RM |
135,000 |
Required Balance in Account 1 |
RM |
55,000 |
Excess Amount |
RM |
80,000 |
|
|
|
Investable Amount (20% x RM80,000) |
RM |
16,000 |