V_v。生活。旅遊

知道可以用 EPF 里的 Account I 來投資基金 很久了,
可是就是從來沒有想過要這麼做。

這次回怡保,
老公的姐姐就問我要不要?
我就說好啊,反正錢都放在不能拿出來。
現在可以拿一些出來投資,
賺到就放回去,沒賺就放著等。

剛剛看了 EPF Statement,
算來算去,
原來我可以拿來投資的錢比我想像中少。
不過也好,至少有什麼風險,
也只是虧一點點錢而已 。。。


以下供大家參考 。。。

Are You Eligible?

You are eligible if:
a) Your balance in Account 1 is not less than RM55,000
b) You are below 55 years old
c) You have not withdrawn from your Account 1 in the last three (3) months from the date of your last transaction.
d) The minimum eligible amount is RM1,000.00 and the maximum amount is 20% of the savings amount that exceed RM50,000.00 in Account 1.

Example:

Total Savings in Account 1	RM	135,000
Required Balance in Account 1	RM	55,000
Excess Amount	RM	80,000
Investable Amount (20% x RM80,000)	RM	16,000